Our award-winning investment team manages our range of discretionary portfolios and funds for the clients of Financial Advisers.
As a firm we work closely with Financial Advisers without interfering in the relationship with their clients. We believe financial advice is essential, which is why our portfolios are only available through Financial Advisers.
We offer five ranges of investment portfolios built around different investment outcomes. Each has up to six risk-rated diversified portfolios that invest in a range of underlying funds. Our investment team spreads risk across different assets and ensures any investment costs stay low. We also offer a full range of ethical portfolios.
Your Financial Adviser will help you to work out which strategy and investment portfolio is right for you, based on your investment goals, how long you plan to invest and how you feel about risk.
Once your Financial Adviser understands what you want to achieve, we will manage your investments in an investment portfolio that stays close to your goals and risk profile. We actively manage the portfolio and we are not limited to using any particular fund manager, investment style or geographical location. It means we can explore new opportunities as they arise and help protect portfolios from over-valued investments. We believe this approach can offer better returns by making our portfolios flexible, responsive and cost effective.
As with any investment, there are no guarantees and the value of investments can go down as well as up. We manage the investment risk within our portfolios to stay in line with what our investors are comfortable with. It’s so important to discuss your needs and goals with your Financial Adviser, so that your investments are managed to meet your expectations both in terms of potential gains and your ability to withstand any losses.
Our aim is to produce outcomes that align with our investors’ objectives by managing investment risk, keeping costs low and generating sustainable returns. We call this investment excellence.
When we invest, we begin by taking a top-down view of the global economy before working our way towards the individual funds that we believe will capture a given investment opportunity. We won’t compromise investment risk to chase returns, which is why we believe it is important to look at the bigger picture.
Our investment professionals work in a tight-knit, collegiate atmosphere that encourages the sharing of ideas. The team meets on a regular basis to review developments in financial markets and the global economy, with all decisions on new investments and portfolio rebalancing determined by the investment committee.